GOT QUESTIONS
Common Questions, Straight Answers
What is a public adjuster?
A public adjuster is a licensed professional who represents you, not your insurance company, during the claims process. We inspect the damage, document the loss, prepare detailed estimates, and negotiate with your carrier to make sure you receive what you are owed.
How is a public adjuster different from the insurance company's adjuster?
The insurance company's adjuster works for the carrier. Their job is to protect the company's interests and minimize payouts. A public adjuster works exclusively for you. Our only goal is to make sure your claim is properly documented and fairly settled.
How much does it cost to hire HP Adjustments?
We work on contingency. There are no upfront fees and no costs unless we recover money for you. Our fee is a percentage of your final settlement, so there is zero financial risk to you for hiring us.
When should I contact a public adjuster?
As soon as possible after the damage occurs. The earlier we get involved, the better we can document everything and build your case. That said, we can also step in if your claim has already been denied, underpaid, or delayed.
What types of claims do you handle?
We handle water damage, hurricane and storm damage, fire and smoke damage, roof damage, and mold claims. If you are unsure whether your situation qualifies, call us for a free consultation and we will tell you exactly where things stand.
What areas do you serve?
We are based in Daytona Beach and serve homeowners and property owners throughout Volusia County and Central Florida.
What if my claim was already denied?
We can still help. Many denied claims can be reopened and successfully resolved with the right documentation and professional representation. Contact us for a free review and we will tell you exactly where things stand.
How long does the claims process take?
It depends on the complexity of the claim. Some are resolved in weeks, others take a few months. We keep you informed at every step and push for the fastest resolution possible without cutting corners on your settlement.
